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NMLS# 1847302  •  Licensed in 12 States

Lending that works
for your life.

Clearpath Lending Group connects everyday people and growing businesses with straightforward loan products, honest guidance, and a team that actually picks up the phone.

FDIC Insured Partners
BBB Accredited — A+ Rating
256-bit Encrypted Applications
Select Your Loan Type
Personal Loan
$2,500 – $50,000
From 7.99% APR
Business Funding
$25,000 – $500,000
From 6.49% APR
Debt Consolidation
$5,000 – $75,000
From 8.49% APR
Check My Options — No Credit Hit

Soft credit check only — won't affect your score. Free consultation with a licensed advisor.

15K+
Loans Funded
$850M
Total Lent
4.9★
Client Rating
Our Loan Products

The right loan
for where you are.

Whether you need funds for a personal goal, a growing business, or a fresh financial start, we have products designed for real-life situations.

Personal Loans

Personal & Consumer Loans

Fixed-rate personal loans for debt consolidation, home improvement, medical expenses, major purchases, or any purpose you choose. No collateral required on most products.

Loan amounts: $2,500 – $50,000
Terms: 12 to 84 months
Rates from 7.99% APR (based on credit)
No prepayment penalties. No hidden fees.
Check my rate
Business Funding

Small Business Loans & Lines of Credit

Capital solutions for established businesses and startups alike. Use funds for equipment, payroll, expansion, inventory, or working capital — with terms built for cash flow flexibility.

Loan amounts: $25,000 – $500,000
Term loans, SBA-backed options, and revolving credit lines
Rates from 6.49% APR
Businesses open 1+ year qualify for most programs
Request business consultation
Credit Guidance

Credit Coaching & Improvement

Not quite where you need to be credit-wise? Our licensed credit advisors work with you on a concrete plan to improve your score, reduce your debt-to-income ratio, and qualify for better rates.

Dedicated advisor assigned to your case
30, 60, and 90-day score improvement plans
Dispute support for inaccurate negative items
First consultation is always free
Schedule free credit review
Application Support

Full-Service Application Assistance

We handle the paperwork, communications, and follow-up so you don't have to navigate the lending process alone. Particularly valuable for first-time borrowers and complex financial situations.

Document gathering and organization
Direct lender communication on your behalf
Application tracking and status updates
Multiple lender comparison before you commit
Get application help
How It Works

Four steps from here to funded.

Our process is designed to be clear, fast, and completely on your terms. No pressure — just a straightforward path to the funds you need.

No Hard Credit Pull Pre-qualification uses only a soft inquiry — zero impact to your credit score.
Decisions in 24 Hours Most personal loan applications receive a decision the same business day.
No Obligation to Accept We present your options and let you decide. No pressure, no time limits.
1
Step One

Schedule a Free Consultation

Connect with a licensed lending advisor by phone, video, or in-person at our Atlanta office. There's no cost, no obligation, and no credit check at this stage. We learn about your goals and your situation — that's it.

Takes 20–30 minutes
2
Step Two

Review Your Personalized Options

We run a soft credit check and match your profile against our network of over 40 lending partners. You'll see real rates, real terms, and clear side-by-side comparisons — presented by a human, not a portal. You ask questions, we answer them.

Results within 2–4 hours
3
Step Three

Submit Your Application

Once you've chosen an offer, our team handles document gathering, application completion, and lender submission. We stay on top of the process and keep you updated at every stage — no chasing required on your end.

Typically 1–3 business days
4
Step Four

Receive Your Funds

Upon approval and signing, funds are deposited directly to your account — often within one to two business days. We follow up after funding to make sure everything went smoothly and answer any questions about your first payment.

1–2 business days after approval
About Clearpath

Built by people who
know what it's like to need a loan.

Clearpath Lending Group was founded in 2011 by a team of former bank loan officers who were tired of watching good people get declined for technical reasons — or worse, get steered into products that weren't right for them.

We built Clearpath to be the advisor we wished existed: licensed, independent, and working for the borrower rather than the lender. We're paid a flat fee by our lending partners — never a commission based on loan size — which means our recommendations are based on what's right for your financial situation, period.

Headquartered in Atlanta with advisors serving clients across 12 states, we've helped over 15,000 families and businesses access more than $850 million in funding since our founding.

15,000+
Clients served since 2011
$850M+
Total loans funded
12
States licensed to operate
40+
Lending partner network
NMLS Licensed — All Advisors
Every Clearpath advisor holds an active NMLS license. Our company NMLS registration is #1847302. You can verify any advisor's credentials directly on the NMLS Consumer Access website before your first appointment.
BBB Accredited — A+ Since 2013
Clearpath Lending Group has held an A+ Better Business Bureau accreditation since 2013. Our commitment to transparent pricing, clear communication, and ethical lending practices is the foundation of everything we do.
Data Security & Privacy
All application data is encrypted using 256-bit SSL. We are compliant with the Gramm-Leach-Bliley Act (GLBA) and maintain strict data handling practices. We do not sell your information to third parties.
Clearpath Lending Group is not a direct lender. We are a licensed loan broker that facilitates loan transactions between borrowers and our network of lending partners. APR ranges vary based on creditworthiness, loan purpose, and lender selection. This is not an offer or guarantee of credit.
Why Clearpath

What makes us different isn't a slogan.

It's the way we work. Here's what clients consistently tell us sets Clearpath apart from the bank, the app, and the competition.

A Dedicated Human Advisor

You'll work with one advisor from first call to funded — not a queue, not a chatbot. Your advisor learns your situation and advocates for your best outcome every step of the way.

Flat-Fee, Unbiased Recommendations

We earn a flat referral fee from lenders — not a percentage of your loan. That means we have no incentive to push you toward a larger or more expensive product than you need.

Access to 40+ Lending Partners

We work with banks, credit unions, community development lenders, and specialty finance companies. That means more programs, lower minimums, and real options for borrowers banks often decline.

No Prepayment Penalties

Every loan we facilitate comes with confirmed no-prepayment-penalty terms. Pay your loan off early, make extra payments, or pay in full — you keep the savings. Always.

Fast, Transparent Timelines

We quote realistic timelines and meet them. From soft-pull pre-qualification to final approval, you always know where you stand and what comes next — in plain language.

Local Presence, Statewide Reach

Our Atlanta headquarters serves as a real office with real people. We serve clients across 12 states by phone and video, but we've never outsourced customer service offshore. Our team is here.

Client Reviews

4.9 stars across 1,200+ verified reviews.

We let the results speak. Here's what recent clients have shared about their experience working with Clearpath.

I'd been turned down by two banks before I found Clearpath. My advisor, Renée, didn't just find me a loan — she walked me through exactly why I was being declined and what I could do about it. Three weeks later I had $18,000 approved. I genuinely don't know what I would have done without them.

Personal loan approved — $18,000 at 9.4% APR

I own a landscaping company in Marietta and needed equipment financing fast. My Clearpath advisor had three real options in front of me within 24 hours — different terms, different rates, clearly explained. I picked the one that made sense for my cash flow. Funded in 5 days. No runaround, no surprises.

Business equipment loan — $65,000 funded in 5 days

I came in with a 581 credit score and a lot of anxiety. My advisor was upfront that some options weren't available to me yet, but she put together a 60-day credit plan. I followed it, came back, and qualified for a debt consolidation loan that cut my monthly payments by $340. That's real money every month.

Credit coaching + debt consolidation — saved $340/mo
Get Started Today

Your free consultation takes 30 minutes.

No credit impact. No commitment required. Just a straightforward conversation with a licensed advisor who can tell you exactly what you qualify for — and what your best path forward looks like.

Soft credit pull only — no score impact
Licensed advisor assigned immediately
Available by phone, video, or in-person
No obligation to proceed after the call
Start Your Consultation
Fill out the form below and a licensed advisor will reach out within one business day.

By submitting this form you consent to being contacted by a licensed Clearpath advisor. Your information is encrypted and never sold. This is not an application for credit.

Contact & Office Hours

Prefer to reach out directly?

We're real people with real office hours. Reach us by phone, email, or visit us in Atlanta.

Office Hours

Monday – Thursday8:30 am – 6:00 pm
Friday8:30 am – 5:00 pm
Saturday10:00 am – 2:00 pm
SundayClosed

Our Office

Clearpath Lending Group
3480 Peachtree Road NE, Suite 800
Atlanta, Georgia 30326

Parking validated in the building garage. Video and phone consultations available for out-of-area clients.

States we currently serve: Georgia, Florida, Tennessee, North Carolina, South Carolina, Alabama, Texas, Virginia, Maryland, Ohio, Pennsylvania, and New York. If your state is not listed, contact us — we may be able to refer you to a trusted partner.

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